Cyber insurance has quickly gone from optional to expected for many small and medium Edinburgh businesses, especially those handling client data or payments.
Insurers increasingly expect a baseline of security controls before they’ll offer cover at all: multi-factor authentication, endpoint protection, regular backups and a documented incident response plan. Getting these in place before you apply can materially change both your eligibility and your premium.
If you’re not sure where your business currently stands, a network health check is a good first step before speaking to an insurer.